DAVE Financial Services
Dave Inc.
| P/E Trailing | 23.93 |
| P/E Forward | 18.03 |
| PEG Ratio | -- |
| Market Cap | $4.74B |
| Price Target | $335.73 (-9.9%) |
| D/E Ratio | 131.62 |
| Current Ratio | 3.86 |
| Cash | $179.95M |
| Total Debt | $268.21M |
| Net Cash | $-88.25M |
| Gross Margin | 72.10% |
| Operating Margin | 38.27% |
| Net Margin | 37.21% |
| ROE | 111.59% |
| FCF | $85.75M |
| GF Score | -- |
| Altman Z-Score | -- |
| Piotroski F-Score | -- |
| Div. Yield | -- |
| Analyst Rating | none |
HOLD: High leverage - monitor debt levels. Strong profitability with 111.6% ROE.
DAVE enters 2026 with ExtraCash scaling, CashAI upgrades and a Coastal funding shift that may free liquidity and lift capital efficiency.
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